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Microfinance
Service elements
Build sustainable institutions
SBI assists with long-term financial modeling, developing and implementing performance-monitoring tools, and new product development, establishing policies and procedures for microfinance lending, pricing and profitability modeling for MF loans and credit scoring models. Deliver specialized training and capacity building SBI creates training curricula and programs using adult learning methods and case studies customized to local markets including train-the-trainer programs. These training programs target loan officers and managers for MFIs and banks engaged in SME lending. Strategic planning and transformation SBI assists new and expanding financial institutions in developing business plans to help guide their transformation from informal to formal regulated financial institution and provide technical assistance to help these institutions develop a deep understanding of the issues underlying the transformation process, and how to manage growth and develop the necessary systems and performance measures to detect problems as well as opportunities. Institutional assessment and due diligence SBI establishes credit risk management processes with full back office support and comprehensive credit administration. Also, SBI provides intensive technical assistance program to bolster the credit underwriting process and procedures in the transformed financial institutions. MFI association development SBI helps MFIs develop staff, improve processes and implement customized products and critical technologies. Our customized products and services provide our clients with the tools needed to achieve a positive economic impact in their service areas. Signature Engagement: Jordan In 1999, SBI worked under a major subcontract to USAID/Chemonics to launch a national microfinance training institute in the Hashemite Kingdom of Jordan. The institute aimed to build industry capacity throughout Jordan and the Middle East, and targeted both field officers and institutional managers. In addition to hands-on training in technical topics ranging from loan life-cycle management to asset and liquidity management, the institute provided support to develop a national industry association. With SBI support, the institution was transferred to local management, and now operates as a private, sustainable, fee-for-service provider, which offers training and certification throughout Jordan as well as in neighbouring Gaza/West Bank. From 1999 to 2002, SBI certified 19 local trainers, and graduated 233 bankers and MFI practitioners from professional training courses.
SBI provides hands-on and practitioner consulting services and implements innovative, demand driven market specific solutions in the areas of financial intermediary, microfinance upscaling and banks downscaling.
Signature SBI Company: ShoreCap Exchange ShoreCap Exchange (SCE), a non-profit sponsored by SBI Corporation, was established to facilitate technical assistance and capacity building primarily to overseas financial institutions supported by ShoreBank programs. Through these activities and outreach to a broader community of financial institutions, SCE helps to build stronger local banks that are focused on serving the poor in developing rural and urban economies, primarily in Africa and Asia and to a lesser extent, in non-EU Eastern European countries. |
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